Tool · Lake City · Union Town · Etihad Town
Lahore plot installment calculator
Short answerWork out the down payment and every installment for a plot in Lake City, Union Town or Etihad Town. Lake City M-8 and Union Town run on 2-year plans with quarterly installments; Etihad Town Phase III and IV run on a 3-year plan with 30 monthly installments of 1%. A 10 marla plot in Etihad Town IV at Rs 1.05 crore is Rs 21 lakh at booking and Rs 1,05,000 a month.
Pick a society and size below, or type in the price you've been quoted.
Updated · Reviewed by Husnain Ashraf
Lake City · Union Town · Etihad Town
Work out your installments
Pick a society and plot size to see what you pay at booking and at every installment. Edit the price if you've been quoted a different rate.
Indicative rates from Etihad Town listings in October 2026. Confirm today's rate before booking.
| Payment | Each installment | Total |
|---|---|---|
| Booking20% at signing | Rs 21,00,000 | Rs 21 lakh |
| Monthly installment1% × 30 months | Rs 1,05,000 | Rs 31.5 lakh |
| Balloon payment5% × 4 | Rs 5,25,000 | Rs 21 lakh |
| Ballot10% at balloting | Rs 10,50,000 | Rs 10.5 lakh |
| Possession20% at handover | Rs 21,00,000 | Rs 21 lakh |
Side by side
Installment plans compared
A shorter plan means bigger installments; Etihad Town spreads the price over 3 years with smaller monthly payments.
Compare by plot size →| Society | Plan | Down payment | Installments | Ballot and possession |
|---|---|---|---|---|
| Lake City M-8 | 2 years | 20% | 8 quarterly of 10% | Plot number by ballot |
| Union Town | 2 years | About 32% (5 marla: Rs 39.95 lakh) | 6 quarterly + 2 yearly | Confirm with the developer |
| Etihad Town III | 3 years | 20% | 30 monthly of 1% + 4 balloon of 5% | 10% at ballot, 20% at possession |
| Etihad Town IV | 3 years | 20% | 30 monthly of 1% + 4 balloon of 5% | 10% at ballot, 20% at possession |
From each developer's plan, October 2026. Plans and prices change, so confirm the current schedule before booking.
Etihad Town · 3 years
What each Etihad Town payment is for
Booking · 20%
Paid when you sign the booking form, by bank instrument to the developer.
Monthly · 30 × 1%
Thirty equal monthly installments of 1% of the price. The first is due 30 days after booking.
Balloon · 4 × 5%
Four larger payments of 5% spread across the plan.
Ballot · 10%
Due when plots are balloted and your plot number is assigned.
Possession · 20%
The final payment, at handover of the plot.
Indicative rates · Oct 2026
Prices used in the calculator
Lake City · Sector M-8
| Plot | Total price | Down payment (20%) | 8 quarterly (each) |
|---|---|---|---|
| 5 marla | Rs 1,50,00,000 | Rs 30,00,000 | Rs 15,00,000 |
The price includes development charges. Premium plots cost 10% more for one feature and 15% for two.
Union Town · residential
| Plot | Down payment | 6 quarterly (each) | 2 yearly (each) | Total price |
|---|---|---|---|---|
| 3 marla | Rs 27,95,000 | Rs 4,00,000 | Rs 16,50,000 | Rs 84,95,000 |
| 5 marla | Rs 39,95,000 | Rs 6,50,000 | Rs 23,00,000 | Rs 1,24,95,000 |
| 10 marla | Rs 84,95,000 | Rs 12,00,000 | Rs 51,50,000 | Rs 2,59,95,000 |
| 1 kanal (20 marla) | Rs 1,54,95,000 | Rs 26,00,000 | Rs 79,50,000 | Rs 4,69,95,000 |
From the developer's 2-year payment plan, October 2026. Prices change without notice, so confirm the current schedule with Husnain before booking.
Etihad Town Phase III
| Plot size | Indicative price | Booking (20%) | Monthly (1% × 30) | Balloon (5% × 4) |
|---|---|---|---|---|
| 5 marla | ≈ Rs 57 lakh | Rs 11.4 lakh | Rs 57,000 | Rs 2.85 lakh |
| 10 marla | ≈ Rs 1.02 crore | Rs 20.4 lakh | Rs 1.02 lakh | Rs 5.1 lakh |
| 1 kanal (20 marla) | ≈ Rs 1.9 crore | Rs 38 lakh | Rs 1.9 lakh | Rs 9.5 lakh |
| 2 kanal (40 marla) | ≈ Rs 3.67 crore | Rs 73.4 lakh | Rs 3.67 lakh | Rs 18.35 lakh |
From Etihad Town's payment plans, October 2026. Corner or park-facing plots cost 10% more, or 15% if both. Prices cover land only; development charges and the file processing fee are separate. Rates change often, so confirm today's rate before booking.
Etihad Town Phase IV
| Plot size | Indicative price | Booking (20%) | Monthly (1% × 30) | Balloon (5% × 4) |
|---|---|---|---|---|
| 5 marla | ≈ Rs 59 lakh | Rs 11.8 lakh | Rs 59,000 | Rs 2.95 lakh |
| 10 marla | ≈ Rs 1.05 crore | Rs 21 lakh | Rs 1.05 lakh | Rs 5.25 lakh |
| 1 kanal (20 marla) | ≈ Rs 1.95 crore | Rs 39 lakh | Rs 1.95 lakh | Rs 9.75 lakh |
| 2 kanal (40 marla) | ≈ Rs 3.7 crore | Rs 74 lakh | Rs 3.7 lakh | Rs 18.5 lakh |
From Etihad Town's payment plans, October 2026. Corner or park-facing plots cost 10% more, or 15% if both. Prices cover land only; development charges and the file processing fee are separate. Rates change often, so confirm today's rate before booking.
One page per society
Payment plans in detail
- Etihad Town Phase 4 payment planEvery installment for 5 marla to 2 kanal, 3 years.
- Etihad Town Phase 3 payment planResidential and commercial schedules, 3 years.
- Union Town payment planDown payment, 6 quarterly and 2 yearly installments.
- Lake City M-8 payment plan5 marla: 20% down, then 8 quarterly installments.
Questions buyers ask
FAQ
Short answers, dated, with sources below.
Which Lahore societies does the calculator cover?
Lake City Sector M-8, Union Town, and Etihad Town Phases III and IV. Pick a society and plot size to see the down payment, every installment and the total.
What is the Lake City installment plan?
Sector M-8 is sold on a 2-year plan: 20% down, then 8 equal quarterly installments. On a 5 marla plot at Rs 1.5 crore that is Rs 30 lakh down and Rs 15 lakh every quarter. The Rs 10,000 form fee is extra.
What is the Union Town payment plan?
A 2-year plan: a down payment, 6 quarterly installments and 2 yearly installments. For 5 marla (Rs 1,24,95,000) that is Rs 39,95,000 down, Rs 6,50,000 a quarter and two yearly payments of Rs 23,00,000.
What is a balloon payment in a plot installment plan?
A balloon payment is a larger lump sum paid a few times during the plan, on top of the monthly installments. In Etihad Town Phase III and IV there are 4 balloon payments of 5% of the price each.
What is the ballot payment?
The ballot payment is due when the developer holds the ballot and assigns your plot number. In Etihad Town it is 10% of the price.
How much is the monthly installment on a 10 marla plot in Etihad Town?
At October 2026 rates, about Rs 1,02,000 a month in Phase III (Rs 1.02 crore plot) and Rs 1,05,000 a month in Phase IV (Rs 1.05 crore plot), for 30 months.
Do corner plots cost more?
Yes. Corner and park-facing plots carry a 10% premium in Etihad Town Phases III and IV and in Lake City M-8 (15% with two features). Union Town's plan lists no corner premium. Tick the corner option in the calculator to include it.
Is the file processing fee included?
No. Form and file processing fees are charged separately by the developer and are not part of the installment schedule.
Sources · checked
Where these facts come from
- Union Town project pageZAMEEN
- Etihad Town Phase III payment plan listingLAMUDI · OCT 2026
- Etihad Town Phase IV pre-launch prices listingLAMUDI · OCT 2026
Keep reading
More InvestoPaak guides
- Lake CityPlots for sale, M-8 installment plan and what to check.
- Union TownEdhi Road location, 2-year payment plan and plot prices.
- Etihad Town Phase 3Pine Avenue & Jhelum Road, rates and 3-year plan.
- Etihad Town Phase 4Chenab Road launch, LDA approval, rates and plan.
- Phase 3 vs Phase 4Side-by-side: roads, stage, prices, plan.
- Verify before you payLDA approval, documents and resale checks.
- Overseas buyersBuy from the UAE, UK or Saudi without flying in.
Want this plan at today's rate? Husnain can confirm the price and available plots on WhatsApp.
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